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If you’re turning 64, now’s the time to get ahead of your Medicare plan. Most people don’t realize that key enrollment windows happen before you turn 65 and missing them can lead to higher premiums or costly penalties. Medicare Supplement enrollment starts 6 months before your 65th birthday. Medicare Part B? That starts 3 months before. If you wait until the last minute, you’re already behind. Start learning the rules now so you’re ready, protected, and penalty-free. #medicare #inspiration #moti
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