Credit Card: A Simple Explanation for Kids Teens & Beginners
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Certainly. Adding children as authorized users to a parent's credit card before they're 18 can pose several risks: 1. **Financial Responsibility**: Younger children might not fully understand the concept of #credit or the responsibility that comes with it. This could lead to overspending, which can impact the parent's credit #utilization ratio and potentially lead to debt. 2. **Credit Score Impact**: If the primary account holder (the parent) carries a high balance or misses payments, it could n
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