FP Answers: What happens to TFSA contributions and limits once a spouse dies?
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FP Answers: What happens to TFSA contributions and limits once a sp…
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financialpost.com
Beneficiaries: beware of what can go wrong if someone with a TFSA dies
Beneficiaries: beware of what can go wrong if someone with a TFSA …
Feb 6, 2025
financialpost.com
Most Canadians don’t realize their TFSA has two very different options when they pass away: a successor holder or a beneficiary. They sound similar, but the outcome for your spouse is completely different. A successor holder lets your spouse take over your TFSA exactly as it is — same account, same tax-free growth, no contribution room needed. A beneficiary receives a payout, the TFSA closes, and any growth after death can become taxable unless the exempt-contribution process is followed. The ge
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