Did you know you can lower your monthly mortgage payment without the hassle of refinancing? It's called ✨recasting✨, and here's how it works.You contribute a significant lump sum towards your loan balance.Your lender will then adjust your monthly payment based on the new, lower balance. The best part? Your interest rate remains unchanged. 😆While there may be a small processing fee, it's minimal compared to the costs of refinancing. 👌🏻#MortgageTips #Recasting #HomeOwnership #tulsamortgage #tul