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Sam Walls on Instagram: "Want help with closing costs? The PHFA grant might be the move. It’s a state-backed program that gives eligible buyers up to 5% of the purchase price toward closing costs or down payment — and you don’t have to pay it back. 👀 I just helped a client get under contract using the PHFA grant. He’s only bringing $7,000 to the table and still keeping his monthly payment under $2,100 — even after winning a multiple offer situation. 🔥 You don’t need 20% down. You just need a s
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