It doesn’t seem fair, right? You’ve been paying $3,500 in rent on time every month — but can’t qualify for a $3,000 mortgage payment. 😩 The truth is, mortgage lenders look at your debt-to-income ratio, not just your payment history. And if that ratio’s too high, it can stop your approval cold. 🏠💳 That’s why getting preapproved early matters — it gives you time to fix what’s holding you back and get your credit in shape before applying. If you’re ready to turn those rent payments into a mortga
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