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Dave Ramsey Is Disastrously Wrong on Roth Conversions
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Are Trump Accounts really the next big thing? They’re not as revolutionary as a Roth IRA. They’re not on the level of a 529. This feels more like a political stunt than a wealth building breakthrough. You’ve already got proven tools to build wealth. I personally wouldn’t do it. | Dave Ramsey
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$100 a month invested from age 25 to 65 is $1,176,000. Let that sink in. You do NOT have to retire broke. But some of y’all would rather argue about life expectancy or rates of return than take control of your future. But here’s the truth: Historically, the 30-year average return of the S&P 500 has been about 10–12%. That’s over 30 years, so we’re talking long-term here, and that’s how you should think about investing. And the math isn’t even the point—the principle is. Live on less than you mak
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