Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

"With the belief that rates will hold steady in January and likely edge lower through 2026, a HELOC may position you to take ...

Borrowers should carefully weigh their home equity loan pros and cons before getting started with the product. /iStockphoto .

Refinancing your home equity loan can cut thousands in interest — especially if you're stuck with rates from 2023's spike. Here's how to decide if it's right for you.

Aven and Figure are two fintech lenders changing how people tap into their home equity, each with a distinct product. Both ...

Looking to borrow $25,000 worth of home equity this year? Here's what your monthly repayments could look like.

Do you need a home appraisal to qualify for a HELOC or home equity loan? While you've been focused on everything else life throws at you, your property has been working behind the scenes. Most people ...

As of Jan. 7, 2026, the average home equity loan rate is 7.97%, according to Bankrate’s regular survey of rates. The average ...

How does a home equity loan work? First, it's important to understand that the term home equity loan is simply a catchall for the different ways the equity in your home can be used to access cash. The ...

Is a home equity loan right for you? You’ve been faithfully paying your mortgage for decades, watching your home’s value climb while your loan balance shrinks. Now that you’re approaching or already ...