Rising home equity levels and cooling interest rates have made 2026 a favorable time for homeowners considering borrowing ...

As of Jan. 7, 2026, the average home equity loan rate is 7.97%, according to Bankrate’s regular survey of rates. The average ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes.  A home ...

Borrowers should carefully weigh their home equity loan pros and cons before getting started with the product. /iStockphoto .

If you’re a homeowner in need of cash, tapping into your home equity is a common solution. Most people are familiar with home equity loans and home equity lines of credit (HELOCs)—but there’s a lesser ...

NerdWallet's mortgage content, including articles, reviews and recommendations, is produced by a team of writers and editors who specialize in home lending. Their work has appeared in The Associated ...

Refinancing your home equity loan can cut thousands in interest — especially if you're stuck with rates from 2023's spike.

Is a home equity loan right for you? You’ve been faithfully paying your mortgage for decades, watching your home’s value climb while your loan balance shrinks. Now that you’re approaching or already ...

Miranda Marquit is a staff senior personal finance editor for Buy Side. Staff Personal Finance Editor, Buy Side Valerie Morris is a staff editor at Buy Side and a personal finance expert. A home ...