Learn about the limits on federal and private student loans, factors affecting your borrowing capacity, and tips for managing your debt.

Understand the types, eligibility and repayment plans for federal student loans Staff Personal Finance Editor, Buy Side Valerie Morris is a staff editor at Buy Side and a personal finance expert.

"In most cases, you can use a personal loan to pay off existing student debt, and typically, there aren't restrictions," says ...

Key Points ・No, the government does not make a profit on student loans, despite charging interest. ・In 2024, the government lost $19.64 for every $100 loaned, but in more "normal" years, it still ...

Scholarship Institute reports college costs are rising, making financial aid crucial. Students should explore all aid types ...

Federal student loans are originated by the government, while private student loans are offered by banks, credit unions and online lenders. Unlike private student loans, federal undergraduate student ...

After years of steady increases and record highs, federal student loan interest rates will finally soften this summer — making college slightly more affordable for student borrowers in the upcoming ...

Interest rates on subsidized Stafford Loans are set to double July 1, 2013. June 3, 2013— -- You've heard vague mentions of interest rates doubling on some student loans and it makes your stomach ...

Refinancing your student loan debt into a personal loan may seem like a way to simplify payments and escape federal loan complexity. Before you make the switch, understand what you might give up and ...