When you hire a contractor, you expect them to handle the job and the people they bring with them. In reality, the subcontractors they choose can quietly shift legal and financial risk back onto you ...

Every construction project is a team effort, with multiple subcontractors bringing individual expertise to the table. Each subcontractor comes with unique insurance requirements that need tracking and ...

Premium audits are essential tools for ensuring that insurers are properly compensated for the risks they underwrite. Most commercial liability and workers’ compensation policies are priced on ...

A combination of macroeconomic factors and a desire to drive top-line revenue continues to lead many subcontractors to underbid projects, sometimes unintentionally, ultimately contributing to ...

The Second Circuit just made insurers rethink standard employer liability exclusions, ruling Mt. Hawley must cover injuries to a subcontractor's workers.