IDFC First Bank has launched a secured RuPay credit card backed by a fixed deposit, offering up to 5% cashback on online ...

India’s move towards digital payments happened because paying digitally slowly became easier than paying with cash. Cards, UPI, QR codes, and contactless paymen ...

The report was unveiled during the Chintan Shivir held on 13–14 February 2026 and presents one of the most comprehensive independent assessments of India’s digital payments incentive framework since ...

The ₹8,276-crore incentive scheme, which ran from FY22 to FY25, drove an 11-fold increase in digital payments over this period and cemented UPI’s position as India’s dominant payment rail, according ...

Credit cards linked to UPI are a major step towards pushing digital payments. In June 2022, the Reserve Bank of India (RBI) allowed individuals to link their credit cards to the United Payments ...

Punjab National Bank updates RuPay Platinum debit card lounge access rules from April 2026; eligibility now tied to quarterly spending. Learn more.

A comprehensive DFS study reveals that UPI now accounts for 57% of transactions, overtaking cash at 38%. The report ...

What is a RuPay card? Derived from the words "rupee" and "payment," a RuPay card is an Indian bank-issued credit card or debit card issued through the RuPay payment network. RuPay allows for ...

In his June 8, 2023, monetary policy meeting address, Reserve Bank of India (RBI) Governor Shaktikanta Das announced that the central bank is giving its go-ahead to banks for issuing RuPay forex cards ...