To claim the maximum spousal benefit, you must apply at your FRA. You can claim as early as 62, but doing so will shrink your ...

Your full retirement age (FRA) dictates when you become eligible for the full Social Security benefit you've earned. Claiming ...

Katharine Paljug is a financial writer and editor with over a decade of industry experience. Her writing has covered nearly every aspect of the financial world, from investing in forex to paying for ...

The savers credit can lower a tax bill while rewarding retirement contributions. Learn who qualifies, income limits and how ...

Scott Kupor, the new director of the Office of Personnel Management, publishes weekly updates on OPM and the federal workforce in his blog, Secrets of OPM. In September, Kupor reported that he went ...

If you are retiring soon, you should have submitted your retirement application, usually through the Online Retirement Application (ORA) system. Retirement involves important, sometimes irreversible ...

This is read by an automated voice. Please report any issues or inconsistencies here. Dear Liz: I am 68 and still working. I plan to wait until age 70 to maximize my benefit before taking Social ...

January is a critical month for the hundreds of thousands of potential Social Security beneficiaries who are reaching their full retirement age in 2026. The important message is that all of them ...

In 2025, the One Big Beautiful Bill Act (OBBBA) introduced a significant change in retirement taxation with the $6,000 Retirement Tax Deduction. This measure, officially known as the “Senior Bonus ...