With high mortgage rates and a limited inventory of homes to contend with, it can be difficult to find affordable options.

As mortgage rates dip from recent highs at last, a mortgage refinance can get you a lower monthly mortgage payment, a shorter loan term or cash back. All of these alternatives can save you money.

How does refinancing a mortgage work? A mortgage refinance swaps out your old mortgage with a new one, including a fresh set of terms and interest rate. It may or may not come with financial benefits, ...