A life insurance death benefit is paid tax-free and there are tax-advantaged ways to access cash value ...

A liberalization clause in insurance adjusts your policy as laws change, ensuring continued compliance without extra cost.

Inflation has been a hot topic over the past few years, and for good reason. Prices have been rising faster than they should in a healthy economy. Food, housing and general goods and services aren't ...

Typically, life insurance is understood as a means of financial protection for dependents following the policyholder's death. However, certain policies offer support during the policyholder's lifetime ...

Life insurance is a way to provide financial security for your loved ones in the event of your death. You purchase a policy and make regular payments, and the insurer will pay a tax-free death benefit ...

Providing employees with benefits such as life insurance and short- and long-term disability can help provide a sense of job security in the event of illness or injury. But for small businesses, ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

Employees likely will see a lot more choices in their benefits plans in 2026, but some perks won't make the cut.

ST. PAUL, Minn.--(BUSINESS WIRE)--Securian Financial is significantly enhancing its three-product suite of workplace supplemental health insurance benefits as these products continue to be popular ...

Learn how crop-hail insurance protects farmers against hail and fire damage, and discover its benefits compared to ...