Credit card debt doesn't just disappear, but after a certain point, your creditors may be forced to write it off.

For many small businesses, accepting debit and credit cards is a necessity. In 2022, 44% of Americans used cash for some purchases, but 41% went cashless during a typical week, according to Pew ...

Important Disclosure: The content provided does not consider your particular circumstances and does not constitute personal advice. Some of the products promoted are from our affiliate partners from ...

Credit card companies may settle for far less than you owe, but how much (or little) depends on your approach.

When it comes to processing credit card payments, you have to spend money to make money. Every player in the payments value chain, including the issuer, acquirer or processor and card network, deducts ...

Editorial Note: Blueprint may earn a commission from affiliate partner links featured here on our site. This commission does not influence our editors' opinions or evaluations. Please view our full ...

We all know how convenient it is to swipe our credit cards for everyday purchases. In fact, as of 2022, 82% of U.S. adults had a credit card, making it the most common consumer lending product. In ...

A payment card surcharge or checkout fee is when a business passes the credit card processing cost (the interchange rate charged by card networks) to customers. It can’t be added to prepaid cards or ...

The best credit card processing companies offer simple processing services at reasonable rates to small business owners. These companies also need to provide certain features, such as reporting ...

Dana Miranda is a Certified Educator in Personal Finance® and founder of Healthy Rich, a platform for inclusive, budget-free financial education. She’s written about work and money for publications ...