We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. If you're looking to pay the smallest monthly payment possible, then a ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

As of December 3, 2025, the average home equity loan rate is 7.99%, according to Bankrate’s regular survey of rates. The average range is between 5.49% and 10.75%. Home equity loan interest rates also ...

Discover the benefits and risks of using a home equity loan to pay off your mortgage. Explore strategies to lower payments and manage potential pitfalls.

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. The monthly cost of a $75,000 home equity loan depends primarily on two ...

Mortgages and home equity loans offer financing options for homeowners to buy a home or borrow cash from its equity. Your home secures each loan type. These loans typically have a fixed interest rate ...

NerdWallet's mortgage content, including articles, reviews and recommendations, is produced by a team of writers and editors who specialize in home lending. Their work has appeared in The Associated ...

Sara is an experienced writer, editor, and project manager who specializes in personal finance, news, and lifestyle content. A journalist with more than two decades of experience, Sara has served as ...

Rapid home price appreciation and low inventory mean American homeowners are sitting on substantial home equity. In the second quarter of 2025, mortgage holders carried $11.5 trillion in "tappable" ...