Is the state minimum enough, or should you consider optional extras?

AAA Central Penn reports on various auto insurance types, explaining essential coverages like liability, collision, and comprehensive options.

If you've noticed your premium creeping up, you're not alone. Car insurance rates have skyrocketed this year, up 12% average from 2024, according to Bankrate data. With costs rising, you might be ...

Did you know there are eight types of car insurance? Some are required by law and vary depending on where you live, while others are optional. We’ll break down each type to help you figure out which ...

Insurance coverage is the amount of risk or liability that is covered for an individual or entity by way of insurance services. Insurance coverage, such as auto insurance, life insurance—or more ...

Car insurance coverage can vary widely from one company to the next, and carrying only the bare minimum often leaves important gaps. Oftentimes, the right policy goes beyond state requirements by ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

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