Adam Hayes, Ph.D., CFA, is a financial writer with 15+ years Wall Street experience as a derivatives trader. Besides his extensive derivative trading expertise, Adam is an expert in economics and ...

Choosing between a defined benefit vs. defined contribution plan can make or break your retirement strategy. The difference comes down to who takes on the risk — your employer or you. A defined ...

As defined contribution plans continue to evolve, plan sponsors and participants alike are asking thoughtful and important questions about how to enhance diversification and improve long-term ...

Fiduciary Duties in Selecting Designated Investment Alternatives Introduction We, the undersigned organizations, appreciate the opportunity to comment on the Employee Benefits Security ...

Should defined-contribution plans offer exposure to private equity? Some investment advisors are now adding the asset class to the target-date strategies offered in their defined-contribution ...

On March 30, 2026, the U.S. Department of Labor (“DOL”) proposed a new rule offering a safe harbor for fiduciaries under ERISA in connection ...

The U.S. Department of Labor (DOL) recently issued proposed regulations providing defined contribution (DC) plan fiduciaries with a prudence-focused safe harbor for any DC plan "designated investment ...

Editor’s Note: The SECURE Act made changes that make it easier for certain sponsors of closed defined benefit plans to satisfy their nondiscrimination testing requirements. 1 See Q 3860 for details.

Private equity and other private market investments may provide greater returns and greater diversification to defined contribution plan investment lineups, but questions of cost, transparency and ...

The $895 billion of retirement assets in the nation’s largest defined contribution plan is off limits to private market investments—for now. Private market investments may soon take a greater stake in ...