Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

A home equity loan is also known as a second mortgage. Discover how this consumer loan can allow you to borrow against the ...

As of December 3, 2025, the average home equity loan rate is 7.99%, according to Bankrate’s regular survey of rates. The average range is between 5.49% and 10.75%. Home equity loan interest rates also ...

Home equity loan rates have declined. Here's how much a $75,000 loan will cost monthly after the new Fed rate cut.

What’s driving home equity rates today? Rates on HELOCs and home equity loans are being driven primarily by two factors: lender competition for new customers and the Federal Reserve’s actions. The Fed ...

Fed rate cuts have helped cut home equity loan costs. Here's how much a $90,000 home equity loan costs monthly now.

Home equity rates held steady as the Federal Reserve lowered interest rates by a quarter point at its final meeting of 2025. The $30,000 home equity line of credit was unchanged, holding at 7.81% for ...

The home equity borrowing climate changed in 2025. Here are three smart moves borrowers should consider for 2026.

Miranda Marquit is a staff senior personal finance editor for Buy Side. Staff Personal Finance Editor, Buy Side Valerie Morris is a staff editor at Buy Side and a personal finance expert. A home ...