FICO is launching two new credit scores that include Buy Now, Pay Later (BNPL) loans for the first time. The new scores use BNPL data from Equifax

FICO plans to include "buy now, pay later" histories in credit scores, marking the first time a leading credit score provider will include the data.

FICO will now include Buy Now, Pay Later (BNPL) data in credit scores, offering lenders more insight but potentially affecting consumers’ credit ratings.